Start Building Credit Today

You’ve got to give yourself some credit. Literally. Fewer than half of you use a credit card, and your financial tabula rasa could mess things up when you want a house or loan. Make your life in plastic more fantastic with these tips: Check your credit score(s). Certified credit counselor Greg Harper says that most of the credit reports he […]

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Do You Have an Oops Account?

A few years ago, I was out one day running some errands while my husband stayed home to do our taxes. “What’s the damage?” I asked when I got home and saw that dreaded look of doom on his face. I won’t tell you how much money we somehow wound up owing that year, but […]

Startups: What I learned working for one

There’s little in life that can be more disappointing than realizing that your present job is a dead-end dud with more office politics than a soap opera. It ranks right up there with finding out that your field of study is so competitive that getting hired is about as likely as winning the Powerball. Employers typically […]

Is Your Technology Taking over your life?

Believe it or not, there was a time when cellphones were used for the sole purpose of making calls on the go. But then Apple launched the iPhone in 2007 and things haven’t been the same since. Today, over two-thirds of Americans own a smartphone, a nearly 200 percent increase from five years ago. And it’s not just smartphones […]

Start Budgeting Now for Your Next Vacation

Before any vacation, you’ll want to take steps to make sure you’re financially prepared for the fun ahead. First, establish a budget for the trip. Determine a realistic amount of money you’ll need to save for lodging, transportation, food and activities while on your trip. If you have pets and you’re leaving them at home, you […]

Babysitting as an Adult: Training for parenthood

Back when I was in high school, I used to babysit all the time. Like many of my friends, I was more than willing to spend my Saturday nights sitting on someone else’s couch, watching TV as the kids slept soundly in their beds. And while the gigs weren’t always so easy, often requiring me […]

The Perks of Freelance Life

Does working from the comfort of your home sound like a dream come true? It can be, but first you have to consider whether a remote position is right for you. After my husband was offered a job in Chicago and we decided to move, I found myself wanting to keep my job, but needed a […]

Every Penny Counts: Stretching your grocery budget

News flash: If you’re still buying unhealthy pizzas and burgers instead of salmon and veggies because you think it’s too expensive, you’re wrong. In fact, the Harvard School of Public Health estimates that it only costs $1.50 more per day to eat what’s considered to be the “healthiest” diet — one rich in fruits, vegetables and lean […]

How Technology Continues to Benefit the Classroom

For many school districts it can be difficult to provide courses that enable all students to challenge themselves. It’s not that educators aren’t trying, but that there just isn’t enough funding to provide advanced classes and technology for more than a few students — meaning that even though the students are ready for more challenging […]

Using Social Media as an Entrepreneur

Ask any entrepreneur what has led them to success and you’re likely to get a variety of responses like dedication, networking, smart investments and a large dose of  business acumen. All of these terms certainly do apply to anyone that hopes to make it as an entrepreneur, but more and more frequently you will hear […]

How I Learned to be My Own Boss

I come from a family of self-employed entrepreneurs.  I have witnessed their struggles over the years, but I’ve also seen the freedom that comes from setting your own rules, and working on your own terms. For almost eight years I enjoyed a well-paying 9-to-5 job in the medical industry. And when I say enjoyed it, […]

Running a Successful Startup

Thousands of people make the decision to start their own business every year. And although many individuals make an attempt at company ownership, very few are actually successful. Hard work and dedication are two important qualities associated with running a successful business. However, some entrepreneurs have a special edge on top of that. Startup companies are […]

Not All Freelancing Experiences are Good

One of the best parts of freelancing is getting to work when and where you choose. These days, I do the majority of my work from the comfort of my home office, though I have been known to hammer out assignments on both a mountaintop and a beach. It’s also nice to know that when […]

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