Millennials and Our Empty Savings Accounts
As millennials, we all know how hard it is to save money. Between student loans, ever-rising living costs and salaries that are most likely mediocre at best, our savings goals are apt to get shoved on the back burner as we attempt to navigate the challenges of adulthood in all their money-sucking glory. But there’s […]
The Dark Side of Student Loan Repayment Plans
I wiped away the water that had splashed on my face during the final play of the high school water polo game that I was scoring. Daniel, clad in his white referee uniform, walked to the table with a big grin on his face. “Did I tell you I was accepted to international business school […]
Elevator Talk: A 30-second bio to get you remembered
You never know when or where you might meet someone who can help you, and with a little practice, you can leave a memorable first impression and earn an invitation to meet again.
The Hidden Expenses After College Graduation
In the summer of 2014 I graduated from college and I did not realize the amount of money I would need to spend over the course of the next three months.
My First Time Babysitting As an Adult
Back when I was in high school, I used to babysit all the time. Like many of my friends, I was more than willing to spend my Saturday nights sitting on someone else’s couch, watching TV as the kids slept soundly in their beds. And while the gigs weren’t always so easy, often requiring me […]
What I’ve Learned Working for a Startup
There’s little in life that can be more disappointing than realizing that your present job is a dead-end dud with more office politics than a soap opera.
Learning How to be My Own Boss
I come from a family of self-employed entrepreneurs. I have witnessed their struggles over the years, but I’ve also seen the freedom that comes from setting your own rules, and working on your own terms. For almost eight years I enjoyed a well-paying 9-to-5 job in the medical industry. And when I say enjoyed it, […]
Technology: Strike a Balance in Your Life
Believe it or not, there was a time when cellphones were used for the sole purpose of making calls on the go. But then Apple launched the iPhone in 2007 and things haven’t been the same since. Today, over two-thirds of Americans own a smartphone, a nearly 200 percent increase from five years ago. And it’s […]
What Not to Do When Waiting to Close on Your House
Congrats on finding the perfect new home! The marathon house hunting afternoons are over and the tedious paperwork details have now been handed off to your trusted realtor and mortgage lender. This is a great time to kick back and think about new towels and paint colors, right? Not so fast. You’re not a homeowner […]
My First College Job
Like many of my peers, I had to take out student loans in order to go to college. But unlike plenty of people I knew, the idea of owing money bugged me, big time.
Budgeting for a Stress-Free Vacation
Before any vacation, you’ll want to take steps to make sure you’re financially prepared for the fun ahead. First, establish a budget for the trip. Determine a realistic amount of money you’ll need to save for lodging, transportation, food and activities while on your trip. If you have pets and you’re leaving them at home, […]
How to Pull Off a ‘For Sale by Owner’ Deal with a Real Estate Professional
Selling your home can seem like a daunting task, especially when you’re a first-time seller. The goal, of course, is to maximize your profit. Most areas across America are currently experiencing a seller’s market, which means there are fewer homes for sale and sellers are able to command higher prices for their homes. If you’re a […]
How to Build Your Emergency Fund on a Budget
At this point, you’re probably sick of hearing about the importance of an emergency fund. Yes, you get it: It’s important to set aside money for the rainy days. But if you can barely save a month’s worth of expenses, how can you possibly save up enough money for six months? Luckily, you don’t have […]