Can You Haggle Your Way to a Better Deal?

Modern American shoppers may not practice it often, but haggling is in our blood. The art of haggling was embraced in the U.S.A. until the late 1800s, when the concept of the sticker price was introduced. By the 1930s, sticker prices on everyday purchases were well established. In Asia, Africa and Latin America, however, haggling […]

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Filing Bankruptcy: Is it worth the fresh start?

When Antonio can’t pay his debt in Shakespeare’s Merchant of Venice, the creditor asks for a pound of flesh. Nowadays if you’re dangerously in the hole, you can’t give up a hand but you can file for bankruptcy. If your debt is discharged, creditors can no longer collect on those debts, and you’re no longer liable […]

Overdraft Drama: How to keep your money safe

Don’t count on your debit card or check being rejected at the register when you don’t have enough money to cover your purchase. Quite frequently, you can walk out of the store with not only your purchase, but an account that’s now in the red and an overdraft fee from your financial institution. As long […]

An Overview on the Average Cost to Raise a Kid

Let’s be honest, having and raising a child is an opportunity to shape the next generation and is one of the most selfless acts you can commit. Plus, babies smell nice (sometimes) and are cute — have you seen those mini pink UGGs and tiny dishes? It can be hard not to get the “itch” […]

How to Start Your Indoor Garden

Walking through a local farmers market, you’ll find an assortment of homegrown fruits and vegetables. As one season yields to another, that delicious produce disappears. However, not everyone has to resort to the produce section of a local grocery conglomerate. Even in small spaces like apartments and dorm rooms, an indoor garden can thrive. Regardless […]

Apartment Hunting: Know what to look and ask for

Whether you’re moving out of your parents’ house or you just need a change of scenery, finding the right apartment is never easy. Here’s the track to follow on your apartment hunt–hopefully you’ll find a place that feels like home. The Search There are hundreds of websites, but none of them have every listing available […]

Could You Be a Shopaholic?

Imagine the thrill of air slapping your face as you plummet thousands of feet down towards earth, the adventure of scuba diving in a tank of hungry great whites or the excitment of handing over a credit card to purchase a new sweater. Wait, you might be saying, that last one doesn’t seem to fit […]

Get What You Want: Negotiating like a pro

As children we made a case to stay up past our bedtime or have a cookie before dinner. Negotiating as an adult, from asking for a pay raise to a discounted product price, can be intimidating. The good news is that you don’t have to be a corporate head in a power suit to hold […]

8 Simple Ways to Save Without Giving up Your Morning Coffee

Ever wonder where all your money has gone at the end of the month? You might be performing a magic trick without even realizing it. And you’re not alone, my friend. Saving money can be one of the hardest habits to nail down, but learning how to save in small places can really start to […]

How to Ask for a Sales Refund

There’s nothing wrong with paying for a good product or service, but what if you don’t get what you paid for? According to customer service training professional Ruby Newell-Legner, most people would just walk away. Newell-Legner states in her book, “Understanding Consumers,” that only 4 percent of dissatisfied customers actually voice their complaints to the […]

Start Using Your Freezer to Save More Money

With a 45-minute commute, a fast-paced career and a dislike for cleaning the kitchen daily, I’ve always been fascinated by the idea of “freezer cooking”. Here’s how it works: You prepare multiple meals at one time and freeze them. On days you’ll be too busy to cook a real meal, you pull out the frozen […]

Kitchen Tools That Are Worth the Dough

These days, it seems like there’s a kitchen gadget for just about everything. From fancy egg slicers to $200 waffle makers, it’s easy enough to spend a small fortune outfitting your kitchen with tools and convenient items. Now you may be thinking that kitchen appliances are a good investment, since, conceivably, they’ll encourage you to […]

Why I Have an Oops Account

A few years ago, I was out one day running some errands while my husband stayed home to do our taxes. “What’s the damage?” I asked when I got home and saw that dreaded look of doom on his face. I won’t tell you how much money we somehow wound up owing that year, but […]