Where’s my money going? Understanding your paycheck deductions

Does your paycheck end up disappointingly smaller than expected? All those deductions are hard to decipher, but understanding your pay stub lets you know where your cash is going and why. Pay stubs differ depending on your employer and state, but we’ve broken down the basics for you here: Before and After Gross Pay: The […]

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Seasonal Jobs for a Change of Scenery

Are you ready for a change? About to burn out on school or your current job? It could be time for you to consider bumming around for a bit. No, that’s not sitting around on your bum all day — it’s getting a seasonal job and a welcome change from the daily grind of typical […]

Get What You Want: Negotiating like a pro

As children we made a case to stay up past our bedtime or have a cookie before dinner. Negotiating as an adult, from asking for a pay raise to a discounted product price, can be intimidating. The good news is that you don’t have to be a corporate head in a power suit to hold […]

Making Cash From Your Craft

A daily nine-to-five only leaves us so much time to do the things we love. If you enjoy getting your hands dirty in the garden now and then, great. However, if your office cubical fills up with eight different species of flora, all of which you can name, you’ve got a potentially profitable passion on […]

8 Simple Ways to Save Without Giving up Your Morning Coffee

Ever wonder where all your money has gone at the end of the month? You might be performing a magic trick without even realizing it. And you’re not alone, my friend. Saving money can be one of the hardest habits to nail down, but learning how to save in small places can really start to […]

Is It Time to Consider Getting a Business Loan?

There may come a point when your small business plateaus. Expanding operations is difficult without cash, and there won’t be new cash until operations are expanded. Financing that move is the next step. A business loan might fit your needs. A business loan, like any loan, is an agreement to transfer property (usually cash) from […]

When to Save or Shred Your Important Documents

Let’s take a look at five common documents you may receive in the mail regularly, as well as documents that contain your personal information and let you know when, how and if you should throw them away. It might also be time to invest in your own shredder; you can pick one up at most office supply or department […]

Ways to Use Your Money Wisely

With all the talk about consumers pulling our economy out of a black hole, you might think that spending is more important than ever. But as saving rates creep higher after hitting historic lows, is common sense telling us that we should build a nest egg instead of buying a home? The things you buy […]

Five Tips to Staying Debt Free

Congratulations! You’re finally free of your credit card and other nasty forms of debt. But before you go shopping, check out these strategies to make sure you can enjoy your new-found freedom from unhealthy debt for longer than just the weekend. Stay Focused If you’ve managed to pull yourself completely out of debt, chances are […]

Managing Your Quarter Life Crisis

Like the midlife crisis, the quarter life crisis brings on questions about life and our purpose in it. Whether you are facing life after college or have chosen to jump right into the workforce, transitioning to an independent lifestyle requires adjustments. Very few people find success with their first job, and securing a fulfilling career while simultaneously […]

Choosing the Right IRA for You

If you’ve started exploring IRAs, you may have noticed there are a few different kinds out there. Before you open an account, it’s a good idea to learn about each to determine which is right for you. It’s always a good idea to speak with an advisor where you are opening your account to describe your situation and […]

Shop Smart and Save Money on Groceries

Cooking can be much cheaper than eating out, provided you don’t eat filet mignon and truffles every night. There are many things that you can do without when you’re living on a tight budget, but food is not one of them. However, with a little creativity and planning, you can reduce the amount of money […]

A Six-Week Guide to Get Your Savings on Track

Why do personal finance pundits still tell us to stop spending money on lattes? Has that ever worked? Instead of wasting our time focusing on saving a few bucks here or there, I prefer to focus on the few big things that really matter and that I can control — the things that will make hundreds of […]