When to Save or Shred Your Important Documents

Let’s take a look at five common documents you may receive in the mail regularly, as well as documents that contain your personal information and let you know when, how and if you should throw them away. It might also be time to invest in your own shredder; you can pick one up at most office supply or department […]


Ways to Use Your Money Wisely

With all the talk about consumers pulling our economy out of a black hole, you might think that spending is more important than ever. But as saving rates creep higher after hitting historic lows, is common sense telling us that we should build a nest egg instead of buying a home? The things you buy […]

Five Tips to Staying Debt Free

Congratulations! You’re finally free of your credit card and other nasty forms of debt. But before you go shopping, check out these strategies to make sure you can enjoy your new-found freedom from unhealthy debt for longer than just the weekend. Stay Focused If you’ve managed to pull yourself completely out of debt, chances are […]

Managing Your Quarter Life Crisis

Like the midlife crisis, the quarter life crisis brings on questions about life and our purpose in it. Whether you are facing life after college or have chosen to jump right into the workforce, transitioning to an independent lifestyle requires adjustments. Very few people find success with their first job, and securing a fulfilling career while simultaneously […]

Choosing the Right IRA for You

If you’ve started exploring IRAs, you may have noticed there are a few different kinds out there. Before you open an account, it’s a good idea to learn about each to determine which is right for you. It’s always a good idea to speak with an advisor where you are opening your account to describe your situation and […]

Shop Smart and Save Money on Groceries

Cooking can be much cheaper than eating out, provided you don’t eat filet mignon and truffles every night. There are many things that you can do without when you’re living on a tight budget, but food is not one of them. However, with a little creativity and planning, you can reduce the amount of money […]

A Six-Week Guide to Get Your Savings on Track

Why do personal finance pundits still tell us to stop spending money on lattes? Has that ever worked? Instead of wasting our time focusing on saving a few bucks here or there, I prefer to focus on the few big things that really matter and that I can control — the things that will make hundreds of […]

Good Debt Versus Bad Debt

Economists, parents, business people and newscasters use the word “debt” like it’s the boogey man of our generation, but what exactly is debt? Technically, debt is something — usually money — owed by one party to another. Whether it’s by charging a credit card, taking out a loan or asking your buddy to spot you […]

The Working Weekender: Make extra cash with a side gig

Need some extra cash, but available part-time jobs won’t fit your schedule or your style? Start your own weekend business and discover just how much your free time is worth. I’ll help you with some ideas and planning. You provide the weekends and a little ingenuity. The first step in coming up with a weekend […]

What You Need to Know About Buying a Home

Buying a house is a life-changing experience. It requires a huge investment of time and money, and can become a several decades-long commitment. If you’re looking for fewer strings attached and less financial responsibility, try renting. That’s the simple version. When you actually sit down to decide between renting and buying, here’s what you need to know. […]

How to Ask for a Sales Refund

There’s nothing wrong with paying for a good product or service, but what if you don’t get what you paid for? According to customer service training professional Ruby Newell-Legner, most people would just walk away. Newell-Legner states in her book, “Understanding Consumers,” that only 4 percent of dissatisfied customers actually voice their complaints to the […]

Life After Having Twins

Ever since I gave birth to twin girls, people have been asking all sorts of questions about what my life is like now. My answer? My life is hectic — very, very hectic. There’s not a lot of time for sleeping, eating or staying in touch with friends. And since I can’t hold and feed […]

Financial Planning With Your Partner

Money can have a huge impact on relationships, so much so that it can contribute to marital discord and even divorce. If you’re married or in a long-term relationship, it’s important for you and your partner to either be on the same page financially or discuss your differences openly and learn to compromise. When mapping […]