Do You Have an Oops Account?

A few years ago, I was out one day running some errands while my husband stayed home to do our taxes. “What’s the damage?” I asked when I got home and saw that dreaded look of doom on his face. I won’t tell you how much money we somehow wound up owing that year, but […]

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Start Budgeting Now for Your Next Vacation

Before any vacation, you’ll want to take steps to make sure you’re financially prepared for the fun ahead. First, establish a budget for the trip. Determine a realistic amount of money you’ll need to save for lodging, transportation, food and activities while on your trip. If you have pets and you’re leaving them at home, you […]

Every Penny Counts: Stretching your grocery budget

News flash: If you’re still buying unhealthy pizzas and burgers instead of salmon and veggies because you think it’s too expensive, you’re wrong. In fact, the Harvard School of Public Health estimates that it only costs $1.50 more per day to eat what’s considered to be the “healthiest” diet — one rich in fruits, vegetables and lean […]

Kitchen Appliances You’ll Actually Want to Buy

These days, it seems like there’s a kitchen gadget for just about everything. From fancy egg slicers to $200 waffle makers, it’s easy enough to spend a small fortune outfitting your kitchen with tools and convenient items. Now you may be thinking that kitchen appliances are a good investment, since, conceivably, they’ll encourage you to […]

Building Your Emergency Fund on a Budget

At this point, you’re probably sick of hearing about the importance of an emergency fund. Yes, you get it: It’s important to set aside money for the rainy days. But if you can barely save a month’s worth of expenses, how can you possibly save up enough money for six months? Luckily, you don’t have […]

Road Trippin’ on a Budget

There’s nothing like hitting the open road in search of adventure. Whether you have a specific destination in mind or are willing to stay flexible and see where your travels take you, road tripping can be a fun, affordable way to get off the beaten path and see parts of the country you never even knew […]

Brain Scams: Supermarkets influence our food choices

There are a lot of reasons we buy what we buy at the grocery store, from lifestyles to economic factors. But something else is at play: a few wily supermarket tricks. Retailers realize their customers are tired and distracted. They also know we process a heck of a lot of information each day, which means […]

How to Keep Your Wedding Feast From Going Over Budget

‘Tis the season for weddings and wedding planning. It’s crazy excitement all wrapped up in a big ball of money. If you think venues are expensive, just wait until you get to the food part of your wedding budget. And here’s the kicker — you don’t ever want to skimp on the food. Wedding guests […]

Travel Time: How to make your money last

It’s vacation time! Whether it’s because you’ve just finished another term of school, got a promotion or it’s simply time for a break, everyone feels the need to get out there and rub their toes in someone else’s lawn — preferably one in a foreign country. But, before you take off your shoes, pre-trip investigation […]

Trying to be more efficient? Try out these tips and tricks

There are only so many hours in the day. Use these ideas to help you make the most of them. Manage financial accounts online. Direct deposit your paycheck and log in to your financial institution’s website to check balances and set up automatic payment for bills. Store everything on the cloud. Most new computers come with […]

10 Ways to Make Moving In with Your Parents Painless

There is no shame in moving back in with your parents, but things will definitely be different the second time around. You are still their baby, but throwing a fit about it won’t help. Here are 10 suggestions to help make the move an arrangement between adults and avoid an R rating for violence and […]

Can You Haggle Your Way to a Better Deal?

Modern American shoppers may not practice it often, but haggling is in our blood. The art of haggling was embraced in the U.S.A. until the late 1800s, when the concept of the sticker price was introduced. By the 1930s, sticker prices on everyday purchases were well established. In Asia, Africa and Latin America, however, haggling […]

Filing Bankruptcy: Is it worth the fresh start?

When Antonio can’t pay his debt in Shakespeare’s Merchant of Venice, the creditor asks for a pound of flesh. Nowadays if you’re dangerously in the hole, you can’t give up a hand but you can file for bankruptcy. If your debt is discharged, creditors can no longer collect on those debts, and you’re no longer liable […]